HomeTrue cost of ownership
BC-SPECIFIC · ALL-IN
Find out what this car will really cost you in BC.
Not the sticker. Not the monthly payment. The full annual cost: ICBC + Autoplan, BC Hydro or BC gas, tires, maintenance, and the hidden one — depreciation. Adjusted for your postal code, your commute, and whether you can charge at home.
ESTIMATED ANNUAL COST
$7912
per year · all-in
PER MONTH
$659
PER KM
$0.53
START WITH A SAMPLE
Used to scale the ICBC distance-to-work discount. Most LM commutes are 8,000–15,000 km/yr.
✓ Vancouver - Mount Pleasant — 10% distance-to-work tier
BREAKDOWN
Where every dollar goes
Updated Q3 2026
ICBC + Autoplan
Base $2036 − 10.0% distance-to-work
$1,832
/yr
Fuel / electricity
6.8 L/100km · $1.85/L BC avg
$1,887
/yr
Tires
$1,200 every 50,000 km
$360
/yr
Maintenance
Age 5 · standard schedule
$600
/yr
Depreciation
8.4%/yr blended (5y)
$3,233
/yr
THE HIDDEN COST
Depreciation is your biggest line item.
$3,233/yr in depreciation means this car is worth $28,791 in three years. Look for models that hold value (see the Price insights page) if you plan to sell or trade in.
ESTIMATE ONLY
ICBC Autoplan rates vary by driving record, claim history, and optional coverage. Real-world insurance may be ±20% from this estimate. Verify with your broker. BC Hydro rates may shift with rate increases; gas prices fluctuate weekly. This tool is for buyer education only.BROWSE FIRST, CALCULATE LATER
See the live market, then run the math.
We have 50 active listings from 15 Lower Mainland cities. Filter by body, fuel, and budget, then run any listing through this calculator.